Melody is a stay-at-home mom of five kids in Peoria, a suburb of Phoenix, Arizona. She talks about managing the family’s finances; how she and her husband re-structured their lives around his becoming an electrician and the path they’ve taken to get to the point where he makes six figures; how she networks online for free clothing and sporting goods for her kids, as well as big discounted group vacations; how she and her husband and saving for retirement, and not necessarily for putting anything away for her kids’ college educations so much as facilitating the careers they become interested in; the major renovations they put into the home they bought for 50K under market value due to its neglected and decaying conditions; and how they donate a big portion of their savings to charities through their church.